It’s time for your midyear checkup
We don’t mean the “turn your head and cough” type of checkup but a financial goals checkup. Remember those resolutions you set for yourself at the beginning of the year? Well, the halfway mark is here, and it’s time to get serious about meeting them. Here’s what you can do to make sure you reach your financial goals by year end:
Revisit your plan and establish mini goals
Think of this as reviewing (and possibly revising) the map to your ultimate financial goal. Whether you aspire to ==pay off debt== or ==save more==, it’s difficult to accomplish your goals without a clear roadmap. Your plan can be broken down into smaller steps that you can complete on a month-by-month basis. By breaking down a larger plan into mini goals, you'll be more motivated as you establish a consistent pattern of success.
Write down your goals and achievements
It's not enough to think or say out loud what you would like to accomplish; write it down so you can hold your future-self accountable. It’s also helpful to ==talk to others about your goals== and financial concerns. Doing this can be beneficial to your mental and financial health. Midyear is also a good time to track any previous progress you’ve made towards your goals, which can give you a confidence boost. For the best results, be sure to track your goals consistently throughout the rest of the year.
Review and consolidate your financial accounts
Was I the only one who signed up for a Macy’s credit card and then totally forgot about it? Regardless, one of the best things you can do midyear is review all of your bank accounts, credit cards, insurances, and investments. It’s helpful to review your ==credit report== to see everything that is being reported under your name. View your score for free and try our free credit simulator in the ==MoneyLion app== to see how different actions can affect your credit score.
Make sure you’re satisfied with the companies you’re working with and getting the best deals possible. If you are looking to switch companies, have you considered MoneyLion Plus? Plus gives you anytime access to 5.99% APR loans, a managed investment account, and help building your credit. Soon MoneyLion Plus membership will also offer zero-fee banking as well.
Never give up on your goals
We all fall behind sometimes. When it comes to reaching your goals, it’s important to never give up. “If at first you don’t succeed, try, try again.” You don’t need to wait until the next New Year to jump start your financial success. Today can be the start of a new chapter, one where you are financially responsible and conscious of your goals. At the end of the year, when you see the progress you made, you’ll be happy you took the time for a midyear checkup.
Try the free ==MoneyLion app== now for financial tips and help staying on track wherever you go.MoneyLion Plus membership required. View full terms and conditions *==[here](https://moneylion.helpshift.com/a/moneylion-plus-1518215303/?han=1&l=en&p=web&s=plus-terms-and-conditions&f=moneylion-plus-terms-and-conditions)**==.*
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