- Quickly and easily earn points after you sign up for a MoneyLion account.
- Once you reach 2,500 points, you can redeem those points for $25 gift cards at Starbucks, Target, Amazon, Walmart and other top spots.
- You can earn more points by taking healthy financial steps.
- Earn Cashback Rewards up to 12% on everyday purchases.
Earn points for being financially awesome
At MoneyLion, we’re obsessed with making it easier and more rewarding for you to manage your money — and to help you have fun doing it!. That’s why we help you banish bank fees with Zero-Fee Checking℠, invest in tomorrow with Zero-Fee Managed Investing℠, build your credit with 5.99% APR loans, and much more. And guess what — we have America's best rewards program to keep you motivated every step of the way!
Ways to earn points with MoneyLion
|Points-earning action||Points earned|
|Link your debit card||+100|
|Make your first Cashback Rewards purchase||+200|
|Link an external brokerage account on the mobile app||+200|
|Link a credit card||+200|
|Link your external bank accounts||+300|
|Activate your MoneyLion Visa Debit Card||+500|
|Make your first transaction using your MoneyLion Visa Debit Card||+100|
|Download and log in to the MoneyLion app for the first time||+20|
|Enroll in free credit monitoring||+100|
|Get your first loan from MoneyLion||+100|
|Get a subsequent loan from MoneyLion||+200|
|Increase your savings account 5% from the previous month||+10|
|Invite a friend to join MoneyLion||+500|
|Keep your credit utilization below 10% (monthly)||+10|
|Monitor your credit for three months with free credit monitoring||+200|
|Join the MoneyLion Plus Facebook Group||+100|
|Your credit score increases by 20 points using Free Credit Monitoring||+50|
|Upload a profile picture||+100|
|Verify your mobile number||+5|
|Write your first product review||+100|
|Make a first on-time loan paymen||+200|
|Complete your profile||+50|
As you can see, it’s easy to earn $25 gift cards!
Start getting the rewards you deserve
Unlike rewards programs that offer complicated points with endless restrictions, our Rewards program lets you easily earn points and instantly redeem them for gift cards at your favorite merchants, including Amazon, Walmart, Target, AMC, Olive Garden, GameStop, Bass Pro Shops, and many more.
Free gift cards are waiting for you
You don’t need to be a MoneyLion Core or MoneyLion Plus member or have an active MoneyLion loan to benefit from our Rewards program (although, positive savings and payment behavior is an excellent way to earn points!). By signing up for a MoneyLion account, you’ll automatically be enrolled in our Rewards program. In fact, you’ll receive 100 points just for downloading the MoneyLion mobile app and signing up.
There are many easy ways to earn points:
Healthy financial behaviors and bonus points ❤️
The primary way to earn points in our Rewards program is simply by engaging with your finances! For example, you can get points for downloading our app, enrolling in free credit monitoring, and making an on-time loan payment.
Cashback Rewards on everyday spending 💸
With our Rewards program, you can earn up to 12% Cashback Rewards on your everyday purchases at thousands of participating merchants! Earning points through Cashback Rewards is as easy as 1 - 2 - 3:
1. Link your credit and debit cards to the MoneyLion Rewards Program.
2. Pay with your linked cards at participating merchants.
3. Earn up to 12 points per $1 spent and redeem your points for $25 gift cards.
TIP: You can link as many eligible credit and debit cards as you like, so you’ll never have to pay without earning! If you’re a MoneyLion Zero-Fee Checking℠ member, you also may encounter special offers when you pay with your MoneyLion card! And of course, you’ll also be spending without fear of incurring bank fees.
Don’t miss out on rewards, get started today!
To see the latest list, log into your MoneyLion account, select Rewards from the main menu, and view the "Earn" section.
MoneyLion Checking account provided by Lincoln Savings Bank, Member FDIC. Cash Advance requires MoneyLion Checking Account and Direct Deposit. Terms and Conditions Apply. See Banking and Cash Advance FAQs for more information.
Investment Accounts Are Not FDIC Insured • No Bank Guarantee • May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Broker-Dealer may charge a $0.25 withdrawal fee, among other fees.
*MoneyLion membership required. View full terms and conditions here.
**Terms and Conditions Apply. See MoneyLion Cashback Rewards Program [terms and conditions] (https://www.moneylion.com/terms-and-conditions).