Key Takeaways

  • Quickly and easily earn points after you sign up for a MoneyLion account.
  • Once you reach 2,500 points, you can redeem those points for $25 gift cards at Starbucks, Target, Amazon, Walmart and other top spots.
  • You can earn more points by taking healthy financial steps.
  • Earn Cashback Rewards on everyday purchases.

Earn points for being financially awesome

At MoneyLion, we’re obsessed with making it easier and more rewarding for you to manage your money — and to help you have fun doing it!. That’s why we help you banish bank fees with Zero-Fee Checking℠, invest in tomorrow with Zero-Fee Managed Investing℠, build your credit with 5.99% APR loans, and much more. And guess what — we have America's best rewards program to keep you motivated every step of the way!

Ways to earn points with MoneyLion

Points-earning action Points earned
Link your debit card +100
Make your first Cashback Rewards purchase +200
Link an external brokerage account on the mobile app +200
Link a credit card +200
Link your external bank accounts +300
Activate your MoneyLion Visa Debit Card +500
Make your first transaction using your MoneyLion Visa Debit Card +100
Get your first loan from MoneyLion +100
Get a subsequent loan from MoneyLion +200
Increase your savings account 5% from the previous month +10
Invite a friend to join MoneyLion +500
Keep your credit utilization below 10% (monthly) +10
Monitor your credit for three months with free credit monitoring +50
Join the MoneyLion Plus Facebook Group +100
Your credit score increases by 20 points using Free Credit Monitoring +50
Upload a profile picture +100
Verify your mobile number +5
Write your first product review +100
Make a first on-time loan payment +200
Complete your profile +50
Enroll in free credit monitoring +100

Start getting the rewards you deserve

Unlike rewards programs that offer complicated points with endless restrictions, our Rewards program lets you easily earn points and instantly redeem them for gift cards at your favorite merchants, including Amazon, Walmart, Target, AMC, Olive Garden, GameStop, Bass Pro Shops, and many more.

Free gift cards are waiting for you

You don’t need to be a MoneyLion Core or MoneyLion Plus member or have an active MoneyLion loan to benefit from our Rewards program (although, positive savings and payment behavior is an excellent way to earn points!). By signing up for a MoneyLion account, you’ll automatically be enrolled in our Rewards program. In fact, you’ll receive 100 points just for downloading the MoneyLion mobile app and signing up.

There are many easy ways to earn points:

Healthy financial behaviors and bonus points ❤️
The primary way to earn points in our Rewards program is simply by engaging with your finances! For example, you can get points for downloading our app, enrolling in free credit monitoring, and making an on-time loan payment.

Cashback Rewards on everyday spending 💸
With our Rewards program, you can earn Cashback Rewards on your everyday purchases at participating merchants! Earning points through Cashback Rewards is as easy as 1 - 2 - 3:

1. Link your credit and debit cards to the MoneyLion Rewards Program.
2. Pay with your linked cards at participating merchants.
3. Earn up to 12 points per $1 spent and redeem your points for $25 gift cards.

TIP: You can link as many eligible credit and debit cards as you like, so you’ll never have to pay without earning! If you’re a MoneyLion Zero-Fee Checking℠ member, you also may encounter special offers when you pay with your MoneyLion card! And of course, you’ll also be spending without fear of incurring bank fees.

Don’t miss out on rewards, get started today!

Ready to earn your first gift card and to get on the path toward financial wellness? Sign up for a free MoneyLion account or log in to start earning points today.

To see the latest list, log into your MoneyLion account, select Rewards from the main menu, and view the "Earn" section.





Disclosures
MoneyLion Checking account provided by Lincoln Savings Bank, Member FDIC. Cash Advance requires MoneyLion Checking Account and Direct Deposit. Terms and Conditions Apply. See Banking and Cash Advance FAQs for more information.

Investment Accounts Are Not FDIC Insured • No Bank Guarantee • May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Broker-Dealer may charge a $0.25 withdrawal fee, among other fees.

*MoneyLion membership required. View full terms and conditions here.

**Terms and Conditions Apply. See MoneyLion Cashback Rewards Program [terms and conditions] (https://www.moneylion.com/terms-and-conditions).