Borrow and save smarter with MoneyLion Plus

Perhaps you dream that someday you'll have enough money to invest for the future, but unexpected expenses keep derailing your efforts to save, and you don't have time to learn about investing anyway. We understand, and our newest offering - MoneyLion Plus - was designed for you.

MoneyLion Plus lets you affordably borrow the money you need today while growing your savings by giving you ongoing access to a $500 5.99% APR loan (with no need to reapply) and monthly savings into an investment account that we manage for you.

You don't need to be a financial whiz to grow your savings through investing, and you don't need to reapply every time you need a loan.

What do I get with MoneyLion Plus?

Joining MoneyLion Plus is a win-win-win-win. The only thing to lose is stress. One monthly membership gives you:

  • Access to a $500 5.99% APR loan whenever you need it, with no need to reapply
  • $50/month saved into your own managed investment account to grow your savings
  • Rewards points redeemable for gift cards when you take beneficial steps, like paying on time or saving more
  • $1/day Cashback just for logging into the mobile app -- up to $365 per year

How much does it cost?

The MoneyLion Plus membership fee is $29/month, but you can lower it to $0 with Cashback Bonus.

Here’s how it works:

Each month, $79 will be withdrawn from your bank account (spread out over your pay dates). $50 is saved into your Plus investment account. $29 is your Plus membership fee.

Recoup your $29 membership fee by simply logging into the mobile app every day to earn $1/day in Cashback Bonus. If you log in 29 days in a month, your membership is FREE that month.

Get started today at

Why should I use you, not a broker?

With MoneyLion Plus, your savings are invested for you to grow steadily while minimizing large fluctuations. You won't need to pay high brokerage fees, face additional risk, or struggle to understand investment jargon. Don’t lose time trying to figure out a how to invest wisely; start growing your money effortlessly today. To ease your mind, a few notes:

  • We’re a Registered Investment Advisor with the SEC. Your investments are protected up to $500,000.
  • Our ETF portfolios are carefully chosen based on your stated age and risk tolerance. We’re not shooting for the moon. We just want to help you grow your money.
  • You can cancel anytime. Any membership fee incurred before your first payment will be waived. If you cancel after you've already paid membership fees, you will get your savings back.

Whether you’re younger or older, have good credit or bad credit, live paycheck to paycheck or more comfortably, you can put your financial goals into motion with MoneyLion Plus. We’ll be with you every step of the way.

Get started today at

This post was edited on May 31, 2018 to clarify the following sentence:

OLD SENTENCE: "Our ETF portfolios are carefully chosen based on factors unique to you to grow your investments without big swings in value." NEW SENTENCE: "Our ETF portfolios are carefully chosen based on your stated age and risk tolerance."